In a dystopic view on future communities, governments assigning social credit to their citizens has become commonplace. In areas of high social wealth, sustainability is a common practice with companies like Grocery Alliance, delivering groceries to neighborhoods or apartment buildings and encouraging urban residents to transition into sustainable grocery shopping practices and a zero-waste lifestyle. The added sense of community encourages members to help each other, which helps continue to increase their credit. However, in areas of low social credit, access to food and other social services is difficult. Many are stuck in social poverty without the resources to escape. Social debt consolidation services prey on the vulnerable, attempting to mask the unsustainable practices of social credit much like how debt consolidation services mask the unsustainability in today’s financial world. Those in social debt must take part in undesirable acts to survive, at the further expense of their social credit.